I was in a Houston truck accident and the insurance company wants me to give a statement - What should I do?
There are way too many truck accidents in Houston. There is probably more than one reason. First, there are just a whole lot of trucks in Houston. The more trucks traffic, the more likelihood of truck accidents.
Second, some of the trucking companies hire incompetent or reckless drivers. Those drivers, not surprisingly, cause truck accidents.
After a car or truck accident, the insurance company will probably want to take a "recorded statement" from you. The insurance company will tell you they are trying to "investigate your claim" and "determine liability" and they need your recorded statement "for their file."
The insurance company will try to convince you it is in your best interest to give a quick recorded statement. They will say something like "just tell us what happened" so they can "make an offer" on your case.
It is a bad idea to give a recorded statement to the insurance company unless you have your own independent attorney involved.
Why?
Because the real purpose of a "recorded statement" is so the insurance company can trick you into saying something that will hurt your case or allow them to avoid responsibility for paying your claim. The insurance company and their adjusters are skilled at "investigating" the case in such a way that it either allows them to avoid responsibility entirely or significantly reduce the amount of your claim.
The bottom line is that if you were involved in a car or truck accident in Houston or the surrounding counties and the insurance company starts trying to talk you into giving a recorded statement, carefully consider not giving a recorded statement without your own independent legal advice. Otherwise, you may be falling into an insurance company trap.
Second, some of the trucking companies hire incompetent or reckless drivers. Those drivers, not surprisingly, cause truck accidents.
After a car or truck accident, the insurance company will probably want to take a "recorded statement" from you. The insurance company will tell you they are trying to "investigate your claim" and "determine liability" and they need your recorded statement "for their file."
The insurance company will try to convince you it is in your best interest to give a quick recorded statement. They will say something like "just tell us what happened" so they can "make an offer" on your case.
It is a bad idea to give a recorded statement to the insurance company unless you have your own independent attorney involved.
Why?
Because the real purpose of a "recorded statement" is so the insurance company can trick you into saying something that will hurt your case or allow them to avoid responsibility for paying your claim. The insurance company and their adjusters are skilled at "investigating" the case in such a way that it either allows them to avoid responsibility entirely or significantly reduce the amount of your claim.
The bottom line is that if you were involved in a car or truck accident in Houston or the surrounding counties and the insurance company starts trying to talk you into giving a recorded statement, carefully consider not giving a recorded statement without your own independent legal advice. Otherwise, you may be falling into an insurance company trap.
